Terms of Service

Welcome to RSoL Education. By accessing or using our online course platform (the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use the Service.

These Terms constitute a legally binding agreement between you and RSoL Education (“we,” “us,” or “our”) regarding your use of the Service, including all content, features, and functionality related to our courses on mental health, decision-making, leadership, and life transitions.

By creating an account, enrolling in a course, or accessing any part of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

Permitted Use

You may use the Service for lawful, personal, non-commercial educational purposes. Our courses are designed to support individuals navigating life transitions, developing decision-making skills, and enhancing their understanding of mental health and leadership.

Prohibited Use

You agree not to:

• Copy, distribute, or reproduce course materials without written permission
• Share your account credentials or allow others to access your account
• Use the Service to provide unauthorized commercial training or resell course content
• Reverse engineer, decompile, or attempt to extract source code from the platform
• Upload malicious code, viruses, or engage in any activity that disrupts the Service
• Harass, abuse, or harm other users or instructors
• Use automated systems (bots, scrapers) to access the Service
• Attempt to gain unauthorized access to any part of the Service or user accounts

Age Requirement

You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you meet this age requirement.

Account Creation

To access certain features of the Service, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate and current.

Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account or any other breach of security.

Account Termination

We reserve the right to suspend or terminate your account at any time for violations of these Terms, fraudulent activity, or any other reason we deem necessary to protect the integrity of the Service and our community.

Course Enrollment

Upon successful enrollment and payment (where applicable), you will receive access to the enrolled course materials, including videos, PDFs, quizzes, and other educational resources.

Access Duration

Unless otherwise specified, you will have unlimited access to enrolled courses for the lifetime of your account. We reserve the right to modify this policy with reasonable notice.

Course Content

Course content is provided for educational purposes and is based on current research in psychology, neuroscience, decision-making frameworks, and leadership development. While our courses are evidence-based, they are not a substitute for professional medical or mental health advice, diagnosis, or treatment.

Course Modifications

We reserve the right to modify, update, or discontinue courses at any time. We will make reasonable efforts to notify enrolled students of significant changes.

Ownership

All content on the Service, including but not limited to text, graphics, logos, videos, audio, software, course materials, and trademarks, is the property of RSoL Education or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the course materials solely for your personal, non-commercial educational purposes. This license does not permit you to:

• Download or copy course materials except as explicitly permitted
• Distribute, sell, or commercially exploit any course content
• Modify, adapt, or create derivative works from our content
• Remove any copyright, trademark, or proprietary notices

DMCA Compliance

We respect intellectual property rights. If you believe that content on the Service infringes your copyright, please contact us with detailed information about the alleged infringement.

User Submissions

If the Service allows you to submit content (such as forum posts, reviews, or feedback), you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, and display such content in connection with the Service.

Content Standards

You agree that any content you submit will:

• Be accurate and not misleading
• Not violate any laws or regulations
• Not infringe on intellectual property rights of others
• Not contain offensive, defamatory, or harmful material
• Be respectful of other users and the learning community

Community Guidelines

Given our focus on mental health and life transitions, we expect all users to maintain a supportive, respectful environment. Harassment, discrimination, or inappropriate behavior will not be tolerated and may result in immediate account termination.

Pricing

Course prices are displayed on the platform and may be subject to change. We will always display the current price before you complete your purchase.

Payment Processing

Payments are processed through secure third-party payment processors. You agree to provide accurate payment information and authorize us to charge the applicable fees.

Refund Policy

We offer a 30-day money-back guarantee for paid courses. If you are not satisfied with a course, you may request a full refund within 30 days of purchase, provided you have completed less than 30% of the course content.

To request a refund, please contact us at hj@rumischooloflife.com with your order details. Refunds will be processed within 10 business days.

Free Courses

Some courses may be offered free of charge. We reserve the right to modify or discontinue free course offerings at any time.

Certificate Issuance

Upon successful completion of a course (including all required lessons and quizzes with passing scores), you will receive a digital certificate of completion. Certificates are issued with QR code verification for authenticity.

Certificate Use

Certificates demonstrate your completion of the course and commitment to learning. However, they do not constitute professional credentials, licenses, or qualifications to practice psychology, counseling, or any regulated profession.

Verification

All certificates can be verified through our online verification system using the unique certificate code or QR code. We maintain records of all issued certificates.

Revocation

We reserve the right to revoke certificates if we determine they were obtained through fraudulent means, policy violations, or academic dishonesty.

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Service, you consent to our collection and use of your information as described in the Privacy Policy. We are committed to protecting your data in compliance with applicable privacy laws, including GDPR and CCPA.

Given the sensitive nature of mental health and personal development topics covered in our courses, we take extra precautions to protect your privacy and maintain the confidentiality of your learning activities.

Important Medical Disclaimer

THE SERVICE AND COURSE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. OUR COURSES ARE EDUCATIONAL IN NATURE AND ARE NOT A SUBSTITUTE FOR PROFESSIONAL MEDICAL, MENTAL HEALTH, OR THERAPEUTIC SERVICES.

While our courses are based on evidence from psychology, neuroscience, and decision-making research, they are designed for educational purposes only. If you are experiencing mental health challenges, crisis situations, or need professional support, please consult with a qualified healthcare provider or mental health professional.

Service Availability

We do not warrant that the Service will be uninterrupted, error-free, or completely secure. We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice.

Educational Outcomes

While we strive to provide high-quality educational content, we do not guarantee specific learning outcomes, career advancement, or personal transformation as a result of taking our courses.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RSOL EDUCATION, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF YOUR USE OF THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages. In such jurisdictions, our liability will be limited to the greatest extent permitted by law.

We reserve the right to modify these Terms at any time. When we make changes, we will update the “Last updated” date at the top of this page and notify you through the Service or via email.

Your continued use of the Service after any changes to these Terms constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using the Service.

We encourage you to review these Terms periodically to stay informed about your rights and obligations.

If you have any questions, concerns, or feedback about these Terms of Service, please contact us: